I'll gladly take your word on all that, Bud. I've put a lot of time and effort into O Mighty Fat Cat. I get the feeling that he's combat-capable (I'd be surprised if he wasn't at this point!). But as he stands, I don't want him weak nor do I want him nigh-unkillable if you follow my meaning. He's got the White Reaper Style and uses unarmed martial arts. Psychie has ruled that he uses Martial Arts in place of Brawl in all forms he's able to fight in.A lot of it depends on what kind of focus you want for your character. You can spend your points to be an excellent generalist, with your fingers in a lot of pies and in a fight you can get along ok, but a combat focused character will come out ahead of you.
Also, in 3e, the old adage of 'the Solar is the very best at everything' is not as prominent as it was in second edition. Lunars have some Charms that can wipe the floor with a Solar if you put your effort into being the combat monster.
You think that's enough? Or should I be on the hunt for a Scythe or Spear (White Reaper melee weapons)? Doing so means I'll have to invest in Melee too, won't it?