If you're a Persona fan like me, I highly recommend playing Persona Q. It has an amazing story and it crosses over Persona 3 and 4 very well. The combat is a bit difficult so I recommend putting it on low settings unless you're into that.
At the start, we are newbies - we know nothing about life. Our childhood is the tutorial stage, where we learn how life works and what's ahead of us.
Then, we hit our teen years, which is where the game truly starts. We learn about relationships, money, our own opinions, and the game world, as well as what to do and what not to do. We start to gain currency and work hard to keep it so the game will go smoothly.
Then, at level eighteen, a difficulty spike occurs. The players are thrust into the world and made to have to make all of their own currency. It's difficult, but getting past the stages is rewarding.
As we get later in our years, many players find stable jobs to get money and live their lives until the game ends.
Sadly, many players get unlucky. Some don't even reach level one. But we must help out all our fellow players for the good of the game.