Neon Valkyrie
She Who Is Called I Am
Don't give up on your dreams.
Naw, I looked into how much schooling you need. It would just be way too expensive for what you can expect to make annually.
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Don't give up on your dreams.
Naw, I looked into how much schooling you need. It would just be way too expensive for what you can expect to make annually.
It's crazy how society expects you to go into crazy amounts of debt in order to have a well off job. Ridiculous.
It's crazy how society expects you to go into crazy amounts of debt in order to have a well off job. Ridiculous.
The math is in. You only need to make about a $1.35 more than you would if you had no degree to make the degree worth it. The real issue is fiscal prowess, and responsibility isn't taught during high school, so the debt piles up with interest. You have to commit to eliminating the debt you incur, or it won't matter how much money you make. You'll just always be broke.
The math is in. You only need to make about a $1.35 more than you would if you had no degree to make the degree worth it. The real issue is fiscal prowess, and responsibility isn't taught during high school, so the debt piles up with interest. You have to commit to eliminating the debt you incur, or it won't matter how much money you make. You'll just always be broke.
Then don't use credit cards!!!! Only buy what you can afford normally!!!!!
That's a terrible idea. Credit cards are part of fiscal responsibility and a requirement to getting ahead in life. They are far from the devil most people think they are you just have to understand how to use them, what sort of credit they actually establish (there are actually three different types of credit card), and how to work them. I've earned a lot of money in Magic the Gathering by working interest rates on credit cards against one another, I own my own vehicle, and I own land (it was a house, but it burned down due to some poor choices of associates). I wouldn't have any of that if I didn't have my credit cards. I don't owe anything on any of them. Most of the black marks on my credit are from stupid shit, like an early cancellation fee on a gym membership years ago, and a hospital bill I don't think I should have to pay (it wasn't me that went to the ER).
Credit cards are a must because that's simply how the world works. Finance trading isn't something I recommend, but Bitcoin is also a great way to invest imo. I've made a decent amount on it in the last two years, but I just keep it rolling. I don't ever cash it out, so I don't know if you could call it earned yet, as they still have potential to fail, but I don't believe it would if you were to look at the market history it's very consistent through several years, even after the mt.gox situation that happened back in 2014/15.
This is attitude is EXACTLY what I'm talking about when we don't have any real education on fiscal prowess, or responsibility. I don't mean to call you out, but I implore you to watch some youtube videos on what credit is, how it works, and how you can use it to better yourself. They are a tool that when you use them right are absolutely indispensable.
EDIT: Hey ... That was needlessly confrontational of me ... So I have to apologize. I still believe credit is inherently evil, but you have a right to your opinion, and I'm sure the internet could produce at least three articles outlining the benefits of credit. However, you have to admit that it's a volatile financial device that has the potential to do more harm than good.
Taller
Now I just want to grow up to be a wyvern... No one told me this was an option...